Effective Date: July 11, 2019 

Nami ML Inc. (“Nami,” “we,” “our,” or “us” in this Agreement) maintains a platform that delivers proprietary customer subscription and paywall management via Nami software-as-a-service (“SaaS”) software, Nami application programming interfaces (the “Nami API”), Nami software development kits (the “Nami SDK”) and services (the “Nami Platform”) or Nami Mobile Apps (“Apps”) (collectively, the “Services”). Our Services are designed to help application publishers or. application developers (each, a “Customer”) like you to maximize the subscription revenue derived from your software applications that interface with the Services (each, an “Application”), and enhance the experience of the end users of your Application (each, a “User”). 

These Terms of Service (this “Agreement”) is a legally binding contract that includes the terms and conditions that we require Customers to accept as a condition of accessing our Services and using the Nami API and any documentation, materials, code, data, and other materials that we make available to you (collectively with the Nami SDK, the “Nami Developer Toolkit”) to interface your Application with our Services.  By accepting the terms of this Agreement, you acknowledge and agree that in connection with the Services, we will collect certain data pertaining to your Users (“User Data” as described in more detail below) which we will use to provide the Services.

1.         Service Order, Account Registration and Fees

1.1.      Service Orders.  This Agreement governs your access to and use of the Services and the Nami Developer Toolkit on a subscription basis.  This Agreement governs all Services that you purchase from us when you submit (and we accept) service orders through the Nami Control Center (at or otherwise in written form signed by Nami and you (the “Service Orders”).  The Service Orders include certain details that pertain to your subscription, including the term of your subscription (the “Subscription Term”), the fees for the Services (“Fees”) and certain limits that apply to your use of the Services (“Use Restrictions”).  Once we accept a Services Order that you submit or sign a written Service Order, that Services Order is incorporated into and forms a part of this Agreement and is binding on both you and Nami.  We agree to provide the Services described in that Service Order and you agree to use and access those Services and the Nami Developer Toolkit in accordance with the terms of this Agreement.  

1.2.      Creating an Account. You must use a current Nami Customer account or create a new Nami Customer account in order to submit a Services Order or to access our Services and use the Nami Developer Toolkit. You will be required to provide certain information about you, your company and your Application as part of the registration process to access the Nami Developer Toolkit.  You agree you will update your registration information so that it is always accurate.  Nami may withhold approval of your Customer account if we determine, in our sole discretion, that your Application does not conform to our Application Standards Policy (accessible by following this link:  It is your responsibility to keep your password, account credentials, and accounts secure. You should notify Nami immediately if any unauthorized use, or suspected unauthorized use, of your Nami Customer account occurs or if any other breach of security occurs. Nami is not liable for any loss or damage arising from your failure to comply with these requirements.

1.3.      Fees and Payment Terms.   You agree to pay Nami the Fees (for any of our fee-for-service subscriptions) that are set forth in the applicable Services Order and in accordance with the payment and other applicable terms that are also described in that Services Order.  Nami reserves the right (in addition to any other rights or remedies we may have) to suspend your access to the Services if any Fees owed are more than thirty (30) days overdue until such amounts are paid in full, and we may charge interest for all outstanding balances at a rate equal to the lesser of one and one half percent (1½%) per month or the maximum rate permitted by applicable law, from the due date until paid.

2.         Use of Nami Developer Toolkit

2.1.      Rights to Nami Developer Toolkit.  Subject to this Agreement, Nami grants you a limited, revocable, non-transferable, non-exclusive, right (without the right to sublicense) to access and use the Nami Developer Toolkit and incorporate the Nami API software with your Application, solely to the extent necessary for you to create an Application that operates with the Services.  This right is limited only to those Applications you identified and described when you registered your account with Nami and not to any other application that you have developed or may develop in the future. You may access and use the Nami Developer Toolkit only as expressly permitted in this Agreement and by the means described in the documentation or instructions Nami provides.

2.2.      API Calls.  As part of the Use Restrictions listed in a Services Order, Nami may set limits on the number of API calls that you can make in the interest of service stability and creating the best experience for all users of the Services. If you exceed these limits, Nami may regulate your activity or terminate your access to the Nami API in Nami’s sole discretion. You agree to the Use Restrictions and will not attempt to circumvent such limitations.

2.3.      Open Source Software. Some of the software required by or included with the Nami API may be offered under an open source license and, if so, those licenses will be identified or reproduced in a “LICENSE.txt” file that accompanies the Nami Developer Toolkit. Open source software licenses constitute separate written agreements between the Customer of the open source software and its users. To the limited extent the open source software license expressly supersedes this Agreement, the open source license instead sets forth your agreement with Nami for the applicable open source software.

2.4.      Compliance with Laws. You will use the Nami Developer Toolkit only as permitted by and in accordance with all applicable local, state, national, and international laws, rules and regulations, including without limitation laws regarding the import or export of data or software and data privacy (“Applicable Laws”). You will not use the Nami Developer Toolkit to encourage or promote illegal activity. You will not knowingly enable end users to violate Applicable Laws or this Agreement.

3.         Application Standards

You agree to provide accurate and up-to-date information about your Application during the account registration and Service Order process. Nami requires that all Applications that use the Services and interface with the Nami Platform maintain certain standards of quality and professionalism at all times, which includes your adherence with the “Restrictions” and “Security and Privacy” requirements set forth below and compliance with our Application Standards Policy as well as the terms and guidelines that apply to any commercial distribution platform on which your Application is distributed, including the Apple App Store Review Guidelines, accessible at: (the “App Store Guidelines”).   Nami reserves the right to monitor and investigate any Application for compliance with these requirements and the other terms of this Agreement. Such investigations may include Nami accessing and using your Application, for example to identify stability or security issues that could affect the operation of the Nami Platform or its customers. You consent to and agree not to interfere with any such investigation. Nami may immediately suspend or terminate access to the Nami Developer Toolkit or to the Nami Platform by you or your Application without notice if we determine, in our sole discretion, that you are causing stability or security issues or are otherwise in violation of this Agreement.

4.         Restrictions

Your Application will not, nor will you use the Nami Developer Toolkit to:

·                Implement functionality or application that (i) interferes with or disrupts the Services or the Nami Platform; (ii) tampers with the security of any of the Nami Platform or with any customer accounts; (iii) disables or circumvents any security device, mechanism, protocol or procedure within the Nami Platform; or (iv) allows others to do any of the foregoing.

·                Collect, aggregate, re-syndicate, disclose, retain, log or store User Data (as defined below) received via the Nami API except to the extent consistent with your obligations under the “Security and Privacy” section of this Agreement.

·                Breach the terms and conditions governing the use of any of the Services, including the Use Restrictions set forth in any Services Order and the terms of this Agreement.

·                Harm, defame, abuse, harass, stalk, threaten, endanger the safety, or violate the legal rights (such as rights of privacy and publicity) of any person or encourage any third party to do the same.

·                Upload, post, transmit or otherwise make available any inappropriate, defamatory, obscene, or unlawful content.

·                Perform an action with the intent of introducing to the Nami Platform any viruses, worms, defects, Trojan horses, malware or any items of a destructive nature.

5.         Security and Privacy

5.1.      Collection and Use of Data.  Nami collects two distinct types of Data.

-    5.1.1Customer Data” means any and all technical information, device information, Application usage information, or other information derived from access to or use of the Nami API or the Application, that we collect via the Nami API or through your use of the Services by our customers.  These data are related to how Nami customers are using the platform and integrating Nami products into their Applications. Customer Data may include information such as IP address, account information such as company, email address, or name, web analytics and tracking, screen interaction, and application screenshots and structure data.   These data are used to help Customers onboard the Nami products into their Applications, provide the Services, and enhance the Nami Platform and Services for all of our customers.

-   5.1.2   “User Data” means any and all technical information, device information, Application usage information, or other information derived from access to or use of the Nami API or the Application, that we collect via the Nami API or through your use of the Services, or that you collect via a User’s interaction with an Application.  These data are about or originate from Users of your Application as opposed to Customer Data which is about your Application.  User Data may include a unique identifier, behavioral data on how Users are interacting with an application, purchase history information, device and OS information, and language and country settings.  User Data does not include device identifiers, email addresses, names, or IP addresses.

-   5.1.3   Customer Data and User Data may include personally identifiable information (“PII”) under applicable data protection legislation and other privacy laws, rules, and regulations, including those applying to PII and the European General Data Protection Regulation (“GDPR”) (collectively, the “Applicable Data Privacy Laws”).  We agree to use User Data only as necessary to provide the Services, and our use of User Data will be in compliance with Applicable Data Privacy Laws, the App Store Guidelines and Nami’s Privacy Policy accessible at: (the “Nami Privacy Policy”).  We may also collect and you may provide to us information about your Application and its functions and operation, including information about your screens, icons, or other content from your Application (the “Application Data”) that we use to provide Services. You acknowledge and agree that we may collect, store, transmit and use User Data and Application Data in an aggregated, anonymized form that does not identify any individual, your company or your Application (except as otherwise provided in Section 7 below) for our general business purposes, including use of such data and information to enhance our training algorithms, in any manner that does not violate Applicable Data Privacy Laws.

5.2.      User Tokens.  We may place a small data packet resident on a User’s mobile or other devices used to access your Application (a “User Token”), which will include certain information that is accessed and used by the Nami Platform to provide some of the functionality of the Services.  The User Token will not include any PII and will not be used to deliver any targeted or behavioral advertising.

5.3.      User Consents. You agree that to obtain all required consents from Users in connection with all uses of User Data and the placement of the User Token on User devices, which consents will be compliant with Applicable Data Privacy Laws and the applicable provisions of the App Store Guidelines. Without limiting the foregoing, prior to your use of the Services, you must provide adequate and accurate notice of what User Data is collected by the Application and how it will be used and/or shared, including that such User Data will be shared with Nami as part of the Services.  If any individual (including a User) requests of you to have any User Data removed or deleted, or requests a copy of any User Data, or performs an action through your Application that reflects this intent, you agree to promptly inform Nami of such request.  Nami agrees to honor that request and to remove or delete such User Data from our servers to the maximum extent possible while still maintaining the integrity of any underlying systems and complying with all Applicable Laws, or we will provide a copy of any User Data associated with your Application that we have on our servers if requested by the User.

5.4.      Application Privacy Policy and Data Privacy Law Compliance. Your Application must include or link in a conspicuous manner to a privacy policy for your Application (the “Application Privacy Policy”) that: (i) complies with all Applicable Data Privacy Laws and the requirements of Section 5 of the App Store Guidelines, (ii) is conspicuously displayed to all Users and is publicly available and easily accessible, and (iii) clearly and accurately describes what User-related data you collect (such as PII, login information, etc.) and how you use and share such information with third parties (including Nami). You agree that your Application and its handling of any PII will at all times comply with Applicable Data Privacy Laws, the requirements of Section 5 of the App Store Guidelines and your own Application Privacy Policy.  If your Application is within the “Kids Category” of the Apple App Store or is otherwise used by children under the age of 13 or children with disabilities, you agree that you will at all times comply with the Child Online Privacy Protection Act (“COPPA”) and your Application Privacy Policy will comply with COPPA requirements.  You agree to use reasonable efforts to inform Nami if any User Data is likely to be subject to European data privacy laws, such as the GDPR.  You will act as and be considered the sole “data controller” and Nami will be considered a “data processor” with respect to the processing of such User Data and our processing of such User Data may be subject to a separate Data Processing Agreement.

5.5.      Security.  We both agree to use all reasonable efforts to protect all PII and User Data from unauthorized access or use in accordance with all Applicable Data Privacy Laws. In the event the systems or infrastructure of either party that are used for storage, processing or hosting User Data are breached or compromised, or if User Data is inadvertently exposed to non-authorized third parties, the affected party will notify the other party promptly of such a breach or exposure and provide all available information, including root cause analysis, remediation steps and compensating controls that are reasonably necessary to ensure such a breach does not occur in the future. You are responsible for providing customer notification under the state breach notification statutes or any other Applicable Privacy Laws.

6.         Ownership and License

6.1.      Nami Developer Toolkit and Customer Data. By using the Nami Developer Toolkit, you do not acquire ownership of any rights in any of the Nami Developer Toolkit, the Services, or any data, content or information that is transmitted or accessed through the Nami API.  The Nami Developer Toolkit and Services are protected by United States intellectual property laws, including without limitation copyright laws, and international treaty provisions. You will not remove or alter any proprietary notices or marks on the Nami Developer Toolkit. You will not reverse engineer or attempt to extract the source code from the Nami Platform, Services, Nami API, Nami Developer Toolkit, or any related software, except to the extent that this restriction is expressly prohibited by Applicable Law and then in such case, the information derived will be maintained in strict confidence. You also will not sublicense, lease, rent, loan, distribute, sell, transfer or make available any part of the Nami Developer Toolkit to any third party except as specifically permitted by this Agreement. Nami Developer Toolkit is licensed and not sold. Nami reserves all rights not expressly granted in this Agreement.

6.2.      Feedback.  If we receive any feedback, suggestions, ideas, reports, or other information relating to any Nami Developer Toolkit or the Services, Nami and its affiliates may use such information without obligation to you. By using the Nami API, you agree that Nami can use submitted information through Nami API calls in accordance with Nami’s Privacy Policy.

6.3.      Updates to the Nami API. We reserve the right to modify or update the Nami Developer Toolkit and Services at any time, for any reason, and without notice to you, though we will try to provide as much prior notice as possible. If Nami makes updates, revisions or in any way modifies the Nami API, you agree to make changes to your Application to ensure continued access to the Services. We may add or remove functionalities or features at our discretion, and we do not guarantee that your Application will function with any future or modified versions of any Nami Developer Toolkit or the Services. Nami may disable access to the Services if your Application is not updated in response to changes in the Nami API.

7.         Branding and Attribution

7.1.      Attribution and Promotion. Except where expressly stated, this Agreement does not grant either party any right, title or interest in or to the other party’s trade names, trademarks, service marks, logos, domain names, and other distinctive brand features (collectively, “Branding”). You acknowledge and agree that the Services may display Nami Branding as an attribution of the use of and the integration of your Application with the Nami Services. You agree not to remove or interfere with the display of Nami Branding for such purposes.  Nami hereby grants to you a limited, revocable, nontransferable, nonsublicenseable, nonexclusive license during the term to display Nami's Branding for the purpose of displaying such attribution, provided that Nami must provide prior written approval of any other use of the Nami Branding.  You will not otherwise make any statement regarding your use of the Nami Developer Toolkit that suggests partnership with, sponsorship by or endorsement by Nami without Nami's prior written approval.

7.2.      Promotional and Marketing Use.  In the course of promoting, marketing, or demonstrating the Nami Developer Toolkit and/or the Nami Services, Nami may produce, distribute and use depictions, screen information, video, icons, or other Application Data, and may use your company or product name and logos. You hereby grant Nami all necessary rights for these purposes.

8. Termination

8.1.      Term. This Agreement, and your right to use the Services and the Nami Developer Toolkit, will continue for the Subscription Term listed in an applicable Services Order.  The Subscription Term will automatically extend for additional one-year terms unless either Nami or you inform the other in writing of its intention not to renew at least thirty (30) days prior to end of the then-current term.

8.2.      Termination   You may cancel your subscription and terminate this Agreement at any time by providing us with written notice and, subject to the post-termination obligations and the surviving provisions set below, this Agreement will automatically terminate within five (5) business days after we have received your notice.  Without limiting any other right or remedy of Nami hereunder, if you are in breach of this Agreement, Nami will have the right to immediately terminate this Agreement and/or suspend or terminate access to the Services or the Nami Developer Toolkit by you or your Application effective upon written notice to you without liability You will not be entitled to a refund of any Fees paid prior to termination.

8.3.      Your Post-Termination Obligations. Upon any termination or expiration of this Agreement or discontinuation of your access to the Nami Developer Toolkit, you must immediately cease all use of any Nami Developer Toolkit, Nami Branding and any confidential information provided by Nami or obtained through use of the Nami API, and delete all copies thereof. Upon Nami’s request, you will provide Nami with written confirmation that you have complied with the foregoing requirements.

8.4.      Surviving Provisions. Upon any termination or expiration of this Agreement, those terms that by their nature are intended to continue indefinitely will continue to apply, including but not limited to: Articles 5, 6, 8, 10, and 11.

9.         Service Level Agreement

Depending on the type of Services and your subscription level, Nami may provide you with a written Service Level Agreement which will be provided to you at the time of your Service Order, and will be subject to all limitations set forth in the Service Level Agreement.  Your sole and exclusive remedy and our entire liability for any failure of the Services to satisfy the Service Level Agreement will be those remedies set forth in the Service Level Agreement.

10.       Liability

10.1.    Disclaimers.  Except for those obligations included in any Service Level Agreement expressly made available to you by Nami as set forth in Section 9, neither Nami nor its licensors or suppliers makes any other promises, guarantees or warranties of any kind about the Nami Developer Toolkit or the Nami Services, including any commitments about the quality of the Nami Developer Toolkit, or the reliability or availability of the Services. To the maximum extent permitted by law, Nami expressly disclaims all other warranties and conditions of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

10.2.    Limitation of Liability. To the maximum extent permitted by law, Nami and its licensors, and suppliers will not be liable for any lost profits, revenues, or data, financial losses or any indirect, special, consequential, exemplary, or punitive damages of any kind. To the maximum extent permitted by law, the total liability of Nami and its licensors and suppliers for any claim under this Agreement, including for any warranties that may not legally be excluded, is limited to the Fees you paid us to use the Nami Developer Toolkit and Services during the twelve months prior to the event giving rise to the liability.

10.3     Indemnification. You agree to hold harmless and indemnify Nami and its affiliates, and their respective managers, directors, officers, agents, and employees from and against any third party claim, suit or cause of action and any and all resulting losses, damages (of every kind and nature, actual and consequential), judgments handed down in any jurisdiction, litigation costs and attorneys' fees arising from or in any way related to:

·                your breach of any of the provisions of this Agreement;

·                any infringement, misappropriation or other violation of any intellectual property or proprietary right, right of privacy, right of publicity or other right by you, your Application;

·                your failure, or the failure of your Application to conform to any User agreement or other terms or use or service for your Application, or the Application Privacy Policy; or

·                any violation of Applicable Law by you arising from your Application or any access to or use of your Application.

11.       Other Legal Terms and Conditions

11.1.    Confidential Information. Our communications to you and the Nami Developer Toolkit may contain Nami confidential information. If you receive any materials or communications that are marked confidential or that would normally be considered confidential under the circumstances, then you will not disclose such materials or communications to any third party without Nami's prior written consent. Nami confidential information does not include information that you already rightfully knew, that becomes public through no fault of your own, or that was lawfully given to you by a third party. You may disclose Nami confidential information when compelled to do so by law if you provide us reasonable prior notice, unless a court orders that we not receive notice.

11.2.    General Legal Terms.  This Agreement will be governed by the laws of the State of Colorado without giving effect to principles of conflict of laws. Each party agrees to submit to jurisdiction in Colorado.  You may not assign or transfer this Agreement or any of its rights under the Agreement to any third party without the Nami’s prior written consent, which consent will not be unreasonably withheld or delayed, except for an assignment to any successor to all of your assets or business (for example, by a merger or sale of all of your business assets). Any assignment in violation of the foregoing shall be void and of no force or effect. If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions will continue in full force. The waiver by either party of a breach of any provision of this Agreement will not operate as a waiver of any other or subsequent breach. If the performance of this Agreement or any obligation hereunder, except payment obligations, is prevented, restricted or interfered with by any condition beyond the reasonable control of the affected party, the party so affected will be excused from such performance to the extent of such prevention, restriction or interference. The parties to this Agreement are independent contractors; no agency, partnership, joint venture or employee-employer relationship is created by this Agreement. Any notices sent to you by Nami may be sent to the email address specified by you at the time you registered your Customer account with us. Addresses to Nami must be sent:

Nami ML Inc.
c/o Galvanize
1023 Walnut St, Suite 100
Boulder, CO 80302 USA
+1 321 754 6264

Such notice will be deemed given in the following circumstances: if sent by personal delivery, upon such delivery; if sent by electronic mail, upon confirmation of delivery; if sent by national carrier, 2 days after date of delivery to such carrier; or if sent by certified or registered mail, postage prepaid, 5 days after the date of mailing. This Agreement sets forth the entire agreement of the parties and supersedes any other communications between the parties as to the subject matter of this Agreement. It may be changed only by a writing signed by both parties, except as set forth below.

11.3.    Changes to Nami Guidelines.  We may, in our sole and absolute discretion, modify our policies, and guidelines that are incorporated herein, including the Nami Privacy Policy, the Nami Application Standards Policy and the Nami Service Level Policy (collectively, the “Guidelines”), and such modifications shall be effective immediately upon posting to the Nami website. Your use of the Nami Developer Toolkit and the Services after such changes or modifications shall constitute your acceptance the modifications. We may occasionally notify you of changes or modifications to our Guidelines. It is therefore very important that you keep your account information current. We assume no liability or responsibility for your failure to receive an email notification, if such failure results from an inaccurate email address being listed under your account.